The 16 Best Business Credit Cards for Startups

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The 16 Best Business Credit Cards for Startups

A carefully chosen business card can go a long way in helping you with your business finances. Let’s discuss the best available options. Also, let’s see who can help you with getting a merchant account with bad credit easily.

Getting a Merchant Account with Bad Credit& Credit Cards for Startups

This type of cards can get you extra rewards, perks. They are available even to those who run a one-man company without any office. Be aware that business cards and consumer cards have different criteria for eligibility.

If this type of cards aren’t the right thing for your business, there’s still light at the end of the tunnel. Just turn to a reputable payment processor and alternative online lender in your field to get the best deal for your business. With a respectable payments expert, even getting a merchant account with bad credit can’t be a problem at all.

Best Business Credit Cards to Choose From   

Such cards are particularly a helpful option for merchants who can’t gettraditional business funding. Only, you should use them wisely and without making unfordable purchases. Let’s go through the best ones:

  1. Chase Ink Business Preferred℠ Credit Card

Is a 0% for the Preferred Business card.

  1. Capital One® Spark® Cash for Business

Unlimited 2% cashback.

  1. Blue BusinessSM Plus Credit Card from American Express

Offers 2 membership rewards points on each business purchases completed for up to $50.000 per year.

  1. Chase Ink Business Cash℠ Card

Offers 5% cashback in select business categories.

  1. Capital One® Spark® Classic for Business

Offers $0 annual fee and the 1% cashbackearned on all purchases.

  1. Chase Ink Business CashSM Card

50.000 bonus points with a bonus offer available to redeem for $500 cashback.

  1. Hilton Honors American Express Business Card

Provides a Welcome Offer to earn 125.000 Hilton Honors Bonus Points.

  1. Business Advantage Cash Rewards Mastercard® by Bank of America

No annual fees. A 0% introductory APR. Up to 3% cashback.

  1. Amazon Business Prime American Express Card

5% back or 90 days terms on U.S. purchases at select places.

  1. Wells Fargo Business Secured Credit Card

1.5% cashback. No foreign transaction fees. $25 annual fee per card. Up to 10 employee cards.

  1. American Express SimplyCash® Plus

5% cashback, no annual fee, and 2 new bonus offers.

  1. American Express Blue BusinessSM Plus

0% APR for 12 months on buying items and transferring your balance

  1. Chase Ink Business CashSM

0% APR, rewards, and a sign-up bonus.

  1. S. Bank Business Cash Rewards World Elite™ MasterCard®

Best for companies with high cellular phone expenses. 3% cashback at gas stations, office supplystores, and cell phone service providers.

  1. Bank of America® Business Advantage Cash Rewards Mastercard®

3% back on fuel purchases.

  1. Citi® Double Cash

2% cashback: 1% on purchases and an additional 1% for paying for those purchases.

To sum up, business credit cardsare a nice option but not for all business financing needs, especially for long term ones.The other way out is to turn to a reputable alternative funding provider in your field.

Author Bio: Electronic payments expert Blair Thomas is the co-founder of high risk payment processing company eMerchantBroker that can best help you with getting a merchant account with bad credit. He’s just as passionate about his business as he is with traveling and spending time with his dog Cooper.